Subscription Lending
Subscription Lending
Subscription Lending
Built for the next generation of debt-free vehicle access.
Keyvo is a modular underwriting engine purpose-built for dealers and lenders to evaluate risk, structure subscription financing, and scale access to modern mobility.
2024 Kia Telluride
5N1AT2MV3MC123456
View Vehicle Details
Overview
East Shore Financial
East Shore Financial
best Offer
97
Risk Score
$570.83
Monthly Cost
$570.83
Monthly Cost
$100.00
Profit
Other Lender Options
Northwestern
$595.34 /mo
Tier A
Clover Bank
$634.35 /mo
Tier B
Williams Reich
$693.20 /mo
Tier B
2024 Kia Telluride
5N1AT2MV3MC123456
View Vehicle Details
Overview
East Shore Financial
best Offer
97
Risk Score
$570.83
Monthly Cost
$100.00
Profit
Other Lender Options
Northwestern
$595.34 /mo
Tier A
Clover Bank
$634.35 /mo
Tier B
Williams Reich
$693.20 /mo
Tier B
Savings
Earn 1.5% APY
Subscriptions
View all
consumer trend
Compound annual growth rate
Billing
Add payments
Tools
View all available
Savings
Earn 1.5% APY
Subscriptions
View all
consumer trend
Compound annual growth rate
Billing
Add payments
Tools
View all available
industry dilemma
industry dilemma
industry dilemma
Why subscription financing remains complex for most lenders.
Unstructured Risk Models
Traditional tools were not built for the unique dynamics of vehicle subscriptions.
Unstructured Risk Models
Traditional tools were not built for the unique dynamics of vehicle subscriptions.
Unstructured Risk Models
Traditional tools were not built for the unique dynamics of vehicle subscriptions.
Capital Market Friction
Output data lacks the format and clarity needed for securitization.
Capital Market Friction
Output data lacks the format and clarity needed for securitization.
Capital Market Friction
Output data lacks the format and clarity needed for securitization.
Slow, Manual Workflows
Inconsistent decision-making and delayed approvals limit growth opportunities.
Slow, Manual Workflows
Inconsistent decision-making and delayed approvals limit growth opportunities.
Slow, Manual Workflows
Inconsistent decision-making and delayed approvals limit growth opportunities.
one platform
one platform
one platform
Full confidence in every deal.
Built for Lenders
Keyvo aligns with indirect auto lending and warehouse line requirements.
Built for Lenders
Keyvo aligns with indirect auto lending and warehouse line requirements.
Built for Lenders
Keyvo aligns with indirect auto lending and warehouse line requirements.
Built for Lenders
Keyvo aligns with indirect auto lending and warehouse line requirements.
Scalable and Modular
Start with a pilot or support multiple programs across your network.
Scalable and Modular
Start with a pilot or support multiple programs across your network.
Scalable and Modular
Start with a pilot or support multiple programs across your network.
Scalable and Modular
Start with a pilot or support multiple programs across your network.
Structured Loan Outputs
Generate clean, auditable exports ready for capital partners and rating agencies.
Structured Loan Outputs
Generate clean, auditable exports ready for capital partners and rating agencies.
Structured Loan Outputs
Generate clean, auditable exports ready for capital partners and rating agencies.
Real-Time Decisioning
Evaluate asset and subscriber risk in seconds with clear scoring logic.
Real-Time Decisioning
Evaluate asset and subscriber risk in seconds with clear scoring logic.
Real-Time Decisioning
Evaluate asset and subscriber risk in seconds with clear scoring logic.
Real-Time Decisioning
Evaluate asset and subscriber risk in seconds with clear scoring logic.
How Keyvo Works
How Keyvo Works
How Keyvo Works
How Keyvo Works
How Keyvo fits into your workflow.
How Keyvo fits into your workflow.
How Keyvo fits into your workflow.
Step 1
Submit deal data via dashboard.
Step 2
Keyvo analyzes asset, driver, and program risk instantly.
Step 3
Receive structured loan approvals with tiered recommendations and export-ready outputs.
Step 1
Submit deal data via dashboard.
Step 1
Submit deal data via dashboard.
Step 2
Keyvo analyzes asset, driver, and program risk instantly.
Step 2
Keyvo analyzes asset, driver, and program risk instantly.
Step 3
Receive structured loan approvals with tiered recommendations and export-ready outputs.
Step 3
Receive structured loan approvals with tiered recommendations and export-ready outputs.
Enterprise-Grade Security
Enterprise-Grade Security
Enterprise-Grade Security
Enterprise-Grade Security
Trust engineered into every transaction.
Bank-Level Encryption
All data encrypted in transit and at rest with AES-256.
Bank-Level Encryption
All data encrypted in transit and at rest with AES-256.
Bank-Level Encryption
All data encrypted in transit and at rest with AES-256.
Bank-Level Encryption
All data encrypted in transit and at rest with AES-256.
Zero-Trust Architecture
Continuous authentication and access control.
Zero-Trust Architecture
Continuous authentication and access control.
Zero-Trust Architecture
Continuous authentication and access control.
Zero-Trust Architecture
Continuous authentication and access control.
Continuous Monitoring
Real-time detection and prevention of threats.
Continuous Monitoring
Real-time detection and prevention of threats.
Continuous Monitoring
Real-time detection and prevention of threats.
Continuous Monitoring
Real-time detection and prevention of threats.
Regulatory Compliance
Designed to meet SOC 2, GDPR, and financial industry standards.
Regulatory Compliance
Designed to meet SOC 2, GDPR, and financial industry standards.
Regulatory Compliance
Designed to meet SOC 2, GDPR, and financial industry standards.
Regulatory Compliance
Designed to meet SOC 2, GDPR, and financial industry standards.
VIN-Level Transparency
Every deal is scrubbed with instant alerts if a VIN is already financed in the system—preventing duplicates and protecting portfolios.
VIN-Level Transparency
Every deal is scrubbed with instant alerts if a VIN is already financed in the system—preventing duplicates and protecting portfolios.
VIN-Level Transparency
Every deal is scrubbed with instant alerts if a VIN is already financed in the system—preventing duplicates and protecting portfolios.
VIN-Level Transparency
Every deal is scrubbed with instant alerts if a VIN is already financed in the system—preventing duplicates and protecting portfolios.
get started
get started
get started
get started
Ready to
modernize your
lending process?
Ready to modernize your lending process?
Ready to modernize your lending process?
Ready to
modernize your
lending process?
Schedule a demo with our team or signup to join the waitlist to be the first in line.
